Image : http://www.flickr.com
Texas State law for all drivers of motor vehicles to drive auto insurance coverage in the form of injuries and property damage coverage. Also, if the vehicle is pledged, the lender will require the contractor also carry collision and comprehensive insurance.
In Texas, the required minimum coverage for bodily injury accident insurance is as follows:
or $ 20,000 per person injured in an accident
or $ 40,000 for all persons in any injuredan accident
The required minimum coverage for property damage is $ 15,000 for damage or destruction of property of others in an accident.
voluntary insurance may include:
Uninsured / underinsured motorist (UM / UIM) Coverage: injuries UM / UIM will pay the lost wages, medical expenses, pain and suffering, disfigurement and permanent or partial disability. There is no deductible. Property damage UM / UIM is used for items damaged in the accident vehicle, repairs and payRent a car, but there is a $ 250 deductible. UM / UIM insured must be offered by insurance companies. If the policy holder, not to buy on this scheme, he / she put the denial in writing.
Collision Coverage: Will pay independently for the repair or replacement of the vehicle from guilt, but simply pay the cash value of the vehicle less the deductible.
Global coverage: is the damage caused to the vehicle by other incidents besides collisionIe, vandalism, storm damage and theft.
0 comments:
Post a Comment